Episode 12 - Mastering Estate Planning: Protecting Your Family's Future

Navigating the legal labyrinth of estate planning can be overwhelming, but the peace of mind it brings is priceless—Deb Meyer has seen the difference firsthand. Through heartfelt anecdotes, Deb unravels why every parent needs to take this act of love seriously, ensuring their children's guardianship and the handling of their affairs are well-examined.

Join her as we delve into the often-overlooked yet essential steps of estate planning, from appointing decision-makers for your health and finances to the intricacies of selecting a guardian for your children. It's not just about wealth; it's about safeguarding your family's future.

This episode isn't just a discussion; it's a treasure trove of actionable insights. Tune in and arm yourself with the knowledge to protect your loved ones for generations to come.

Episode 11 - Building a Legacy of Fiscal Responsibility with Amanda Teixeira

Unlock the secrets to a unified financial future with Amanda Teixeira from WalletWin, our guide through the tricky territory of family finances. In a heart-to-heart conversation, Amanda and host Deb Meyer discuss:

The process of merging bank accounts and viewpoints,
How a shared vision is pivotal to a harmonious future
Budgeting strategies that respect individual money personalities.

Dive into the world of financial literacy for the younger generation, where allowances and chores become tools for teaching value and responsibility. It's not just about saving and spending; it's about sowing seeds for a generation of financially savvy adults equipped to navigate the economic challenges that lie ahead.

Join us on this journey of transformation, and feel the support of a community cheering you on to financial success.

Episode 10 - Crafting a Savings Strategy for Bold Family Adventures

A moment of clarity can strike at any time—even while sitting in a cubicle, dreaming of distant lands. That’s where our tale begins, as my family turned a dream into a daring three-month odyssey through the heart of Spain, fueled by an ingenious tool: the opportunity fund.

Our latest podcast episode is laced with a vibrant tapestry of personal anecdotes and practical financial wisdom. We discuss how an opportunity fund can bridge mundane saving and realizing life’s bolder ambitions, inspired by Maslow’s hierarchy of needs. From the cobblestone streets of España to your backyard, discover how you, too, can craft a savings strategy that aims not just to protect but to propel you towards your dreams. There's magic in the meticulous planning that precedes a leap of faith.

You'll get the inside scoop on why my family trimmed our initial seven-month plan down to three, how we grappled with passport regulations, and the art of stretching our dollars without pinching the fun out of travel. Delving into the specifics, from off-peak flights to public transits in Spain’s bustling cities, this episode isn't just a recount of our adventures—it's a blueprint for any parent looking to transform their relationship with money and adventure. And for those number crunchers among us, I've got a detailed budget breakdown waiting on my website.

Join me, and let's chart a course to turn the what-ifs into what's next.

Episode 9 - Charting Your Course: Family Finance with Jenni Sisson

Join Jenni Sisson, "Mama's Money Map" host and mother of five, as she shares her budgeting blueprints for single-income homes. Dive into the dynamics of household budget management and the transition from homemaker to freelancer. Discover strategies for tackling medical bills through self-advocacy. This episode is a treasure trove of advice for families aiming to achieve financial stability and teach their children about money.

Episode 8 - Borrow Smart: Strategies for Financial Growth

Discover essential strategies for wise debt management and enhance your financial well-being in this solo-hosted episode. We’ll explore how to use borrowing to your advantage, from smart home-buying through understanding interest rates to leveraging student loans for career growth. Learn how to navigate away from auto loans and credit card traps, optimize your credit score, and protect yourself from fraud. This journey into financial freedom is packed with personal insights and actionable tips for savvy spending and investing in your family’s future.

Episode 7 - Guiding Parents to Tax Filing Success

Tax season can be a wild ride, especially for parents hustling to maximize their returns. But don't worry; we've got CPA and tax expert Logan Allec on the show today to guide you through the tax maze. In today's chat, we'll tackle the puzzling 1098T forms, share top-notch tips for handling tax papers, and even spill the beans on choosing the best tax software.

Episode 6 - Building Wealth Through Smart Family Budgeting

We'll tackle the dual nature of budgeting—its power as an ally for clear spending and wealth-building and its potential downsides when strictness overshadows life's joys. From the simplicity of the envelope method to the intricacy of detailed budgeting, you'll learn how to craft a life where financial clarity and independence go hand-in-hand with enjoying the fruits of your labor.

Episode 5 - Understanding College Financial Aid with Joe Messinger

Are you a parent of at least one high schooler, feeling overwhelmed by the complexity of college funding? Fear not, friend! Host Deb Meyer and guest Joe Messinger, a fee-only financial planner and college funding expert, provide critical insights into student loans, merit aid, and the true costs of higher education.

This episode offers a wealth of strategies and valuable insights for families navigating the financial aspect of college. You’ll learn:

How college funding fits into your overall financial plan
The nuances of student loans, including federal student loans and parent PLUS loans
How top students can secure merit-based aid, especially in small, private colleges
New changes to FAFSA, and
Differences between CSS Profile and FAFSA when awarding need-based financial aid

Episode 4 - Education Funding Decoded: A Deep Dive into 529 Plans

Unlock the secrets of saving for college and master the intricacies of 529 plans with this insightful podcast. Ensuring your child's future is secure is a top priority, and we're going to guide you through the complicated maze of college savings. You’ll learn:

The two main types of 529 plans - savings and prepaid,
Tax benefits of contributions,
What to do if there are excess 529 plan funds,
How to fund private K-12 expenses, and
Alternatives to college saving plans.

Episode 3 - Busting Money Myths with Dr. Sarah Stanley Fallaw

What if the secret to financial success was less about numbers and more about your mindset? And what if achieving a balance between long-term family financial planning and short-term financial management could be easier than you think? In this third episode of the Beyond Budgets® podcast, we welcome the remarkable Dr. Sarah Stanley-Fallaw, a personality psychometrics expert and co-author of the intriguing book 'The Next Millionaire Next Door.'

Episode 2 - Shaping Your Family's Financial Future with Core Values

How do you define success? Your answer likely depends on your values. In episode 2 of the Beyond Budgets® podcast, we discuss why values should drive most (if not all) financial decisions. Once you’ve defined core values, learn how to:

Align spending with those values,
Include kids as accountability partners, and
Harness the power of an abundance mindset.

Be sure to listen to the end, where we address Dayna’s question about investments for kids.

Episode 1 - Redefining Wealth: A Tale of Family and Faith

Welcome to the inaugural episode of The Beyond Budgets Podcast! In this episode, you’ll uncover the nitty-gritty details of host Deb Meyer’s personal financial journey, including:

How hearing “your papa too cheap, get a new papa” as a fourth grader shaped my financial decisions as an adult.
Why living in 5 states before 4th grade made me appreciate stability.
The importance of mentors on my career path from public accounting to investment advisory firm to entrepreneurship.
How my mom’s health crisis inspired our family to live in Spain for 3 months.

My biggest financial mistake.

Episode 0 - Trailer

Transform your family’s finances with the Beyond Budgets® podcast. Host Deb Meyer, CFP®, award-winning author of Redefining Family Wealth and mom of 3, empowers parents to save diligently, invest wisely, and contribute generously.