Posts tagged flexibility
Episode 20 - Making Smart Life Insurance Decisions
Episode 20 - Making Smart Life Insurance Decisions

Have you ever wondered if your life insurance policy secures your family's future or if it’s just another bill to pay? 

Join me, Deb Meyer, on this critical episode of the Beyond Budgets® podcast as we unravel the complexities of life insurance. We'll explore the emotional and financial dimensions of choosing the right life insurance, using relatable comparisons like renting versus owning a home to explain term and permanent policies.

In this episode, we dig into the specifics of term life insurance, emphasizing cost-effective premiums, as well as universal and whole life insurance. Gain valuable insights on determining the right amount of coverage based on factors like career stage, number and ages of children, and household expenses.

Tune into this episode to equip yourself with the knowledge to make informed decisions about your family's financial security.

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Deb MeyerWorthyNest LLCfamily finance, beyond budgets, life insurance, term life insurance, permanent life insurance, universal life, whole life, death benefits, financial implications, fee-only financial advisors, security, future, family, flexibility, lump-sum payments, rising premiums, career trajectory, family size, future earnings, private school tuition, dual-income households, personal anecdotes, pitfalls, knowledge, transparency, client interests, cost-effectiveness, higher death benefits, suitable plan, affordable cost, comprehensive guide, clarity, confidence, choosing, life insurance planComment
Episode 14 - Retirement Roadmap: Parent Edition
Episode 14 - Retirement Roadmap: Parent Edition

Unlock the secrets of blending family life with financial freedom as we journey through the ever-changing realms of retirement and financial independence.  Explore the personalized paths that lead to a life where work is a choice, not a necessity, and freedom is the ultimate retirement plan.

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Deb MeyerWorthyNest LLCfamily finance, beyond budgets, financial planning, retirement, financial independence, family life, choices, liberty, inspiration, navigating complexity, achieving, savvy savrs, strategic planners, securing, future, work, personal goals, flexibility, Social Security, FIRE movement, challenges, multiple children, unique, marital status, location, housing situation, security, strategies, couples, early retirement, freelance work, work-life balance, aggressive saving, creative management, comfortable lifeComment
Episode 4 - Education Funding Decoded: A Deep Dive into 529 Plans
Episode 4 - Education Funding Decoded: A Deep Dive into 529 Plans

Unlock the secrets of saving for college and master the intricacies of 529 plans with this insightful podcast. Ensuring your child's future is secure is a top priority, and we're going to guide you through the complicated maze of college savings. You’ll learn:

  • The two main types of 529 plans - savings and prepaid, 

  • Tax benefits of contributions,

  • What to do if there are excess 529 plan funds,

  • How to fund private K-12 expenses, and 

  • Alternatives to college saving plans.

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Deb MeyerWorthyNest LLCfamily finance, beyond budgets, college savings, 529 plans, education, financial obligations, tax advantages, prepaid plans, savings plans, flexibility, investment risks, K-12 private school expenses, funding, tuition costs, career goals, school selection, merit-based aid, special needs ABLE accounts, individual pathComment