Episode 24 - Building Wealth through Strategic Investments

Ready to transform your financial future? Hear a deeply personal story about Deb Meyer’s hard-hitting lessons gained from her first investment during the tech bubble burst. Learn the critical importance of diversification among other investment pillars and the hazards of emotionally charged decision-making. We'll dissect the pitfalls of market timing and the often misleading influence of financial media, emphasizing the necessity of maintaining a long-term perspective and a clear financial plan.

Determine how to craft an effective asset allocation strategy by understanding the diverse behaviors of equities, bonds, real estate, and commodities. With insights into the Federal Reserve's interest rate maneuvers and their effects on various financial instruments, this episode equips you with the knowledge to build a resilient and balanced investment portfolio.

Listen now to elevate your confidence as an investor!

Episode 21 - Charting Financial Success Through Family Bonds

What does it take to successfully merge family values with financial planning? On this episode of Beyond Budgets®, we have the pleasure of speaking with Brian Haney, CEO and co-founder of the Haney Group. Brian takes us through the unique dynamic of running a family-owned business alongside his father and brother.

From balancing the intricate relationships within the family to leveraging their diverse skill sets, Brian shares valuable insights that could benefit anyone considering a family venture. Hear his compelling journey from aspiring journalist to financial professional, illustrating how following his passion led to the formation of a thriving financial practice.

We also demystify the rising costs of long-term care insurance and discuss strategic planning to manage these expenses effectively. Packed with actionable advice and real-world examples, this episode serves as a comprehensive guide for securing your financial future and protecting your loved ones.

Episode 19 - The Secrets to Balancing Business Success and Family Life

In today’s episode, I’m joined by Robert and Kay Lee Fukui, co-founders of i61 Inc., cohosts of the Thriving in Tandem podcast, and authors of the book Tandem. They share invaluable strategies for balancing business success and family life.

Robert recounts his transition from Fortune 500 company sales roles to small business consulting, emphasizing the importance of working smarter rather than harder. Kay Lee reflects on her entrepreneurial upbringing and the toll relentless work hours took on family relationships. Together, they provide practical advice on succeeding professionally while preserving family time.

We also discuss tips to improve business profitability, prioritize relationships, and create sustainable wealth. This episode is a must-listen for married parents seeking harmony in their professional and personal lives.

Episode 15 - Mastering Marital Finances: From Budgeting to Tax Planning

Unlock the secrets of financial harmony in marriage with insights from financial experts Deb Meyer and her special guest, Den Murley, a Certified Financial PlannerTM and Certified Financial Behavior Specialist®. They delve into the dynamic world of couples' finances, shattering the myth of the spender-saver binary and advocating for a stronger foundation of mutual understanding. Discover how to navigate shared versus separate accounts, illuminating the path to financial unity and individual autonomy within a relationship.

You'll learn to reframe the adage “we can’t afford it” to an enlightening explanation your kids can easily understand. This journey of self-discovery and communication about money is the key to breaking long-standing negative financial patterns.

This episode is also a strategic conversation on tax planning and retirement. It offers guidance through the current tax landscape and shares tactics for thoughtfully timing income recognition. Join Deb and Den for this comprehensive guide to family financial planning, where managing emotions and creating a legacy take center stage.

Episode 14 - Retirement Roadmap: Parent Edition

Unlock the secrets of blending family life with financial freedom as we journey through the ever-changing realms of retirement and financial independence. Explore the personalized paths that lead to a life where work is a choice, not a necessity, and freedom is the ultimate retirement plan.

Episode 6 - Building Wealth Through Smart Family Budgeting

We'll tackle the dual nature of budgeting—its power as an ally for clear spending and wealth-building and its potential downsides when strictness overshadows life's joys. From the simplicity of the envelope method to the intricacy of detailed budgeting, you'll learn how to craft a life where financial clarity and independence go hand-in-hand with enjoying the fruits of your labor.

Episode 5 - Understanding College Financial Aid with Joe Messinger

Are you a parent of at least one high schooler, feeling overwhelmed by the complexity of college funding? Fear not, friend! Host Deb Meyer and guest Joe Messinger, a fee-only financial planner and college funding expert, provide critical insights into student loans, merit aid, and the true costs of higher education.

This episode offers a wealth of strategies and valuable insights for families navigating the financial aspect of college. You’ll learn:

How college funding fits into your overall financial plan
The nuances of student loans, including federal student loans and parent PLUS loans
How top students can secure merit-based aid, especially in small, private colleges
New changes to FAFSA, and
Differences between CSS Profile and FAFSA when awarding need-based financial aid

Episode 3 - Busting Money Myths with Dr. Sarah Stanley Fallaw

What if the secret to financial success was less about numbers and more about your mindset? And what if achieving a balance between long-term family financial planning and short-term financial management could be easier than you think? In this third episode of the Beyond Budgets® podcast, we welcome the remarkable Dr. Sarah Stanley-Fallaw, a personality psychometrics expert and co-author of the intriguing book 'The Next Millionaire Next Door.'

Episode 2 - Shaping Your Family's Financial Future with Core Values

How do you define success? Your answer likely depends on your values. In episode 2 of the Beyond Budgets® podcast, we discuss why values should drive most (if not all) financial decisions. Once you’ve defined core values, learn how to:

Align spending with those values,
Include kids as accountability partners, and
Harness the power of an abundance mindset.

Be sure to listen to the end, where we address Dayna’s question about investments for kids.

Episode 0 - Trailer

Transform your family’s finances with the Beyond Budgets® podcast. Host Deb Meyer, CFP®, award-winning author of Redefining Family Wealth and mom of 3, empowers parents to save diligently, invest wisely, and contribute generously.