Don’t stop at an emergency fund. Build an opportunity fund, too.
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Can you believe Christmas is right around the corner? With the holiday season often comes gift giving. Resist the urge to spend beyond your means. Instead, embrace simplicity.
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Dr. Elizabeth Dunn, an associate professor of psychology and co-author of Happy Money, studies the relationship between money and happiness. She finds that happiness levels remain steady once annual household income reaches $75,000 or more. Her research further indicates that you are better off spending money on experiences rather than material items.
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